Blame Harper!

While I do not disagree with the way my fellow youngergeneration (I'm 30 btw) spend our money or charge things to credit, it's notall of us.


I was lucky enough tograduate college with a student loan under $10k because I worked 40hours a weekwhile in college; now many kids are lucky to graduate with less than $20k inloans, and not because they buy buy buy, it's what it costs now. Maybe theycould work like I did, and I’m sure many do, but grades suffer, and so does thesocial life, some kids don't understand that sacrifices need to be made for thefuture.

Here’s a little insight from our eyes:

A lot of the more "experienced in life" didn'tstart out in the work force with $20k in debt just to get a job that pays $40k,if they can find a job at all, people aren't retiring due to the more the oldergeneration buying $500k houses and are mortgaged to the hilt at 50-60, so whatare the younger kids to do? Work at McDonalds making $12/hr and still struggleto pay back the $20k loan? $12/hr won't cover that plus other living expenses.

How many kids can fix a lawn mower let alone a car? Backwhen the older generations started out, it was easy, not computerized, anyonecould fix it, so now the kids are stuck buying an older car that’s going tobreak down constantly, that they can't fix and are stuck paying $90/hr plusparts... Or they buy a new one and finance it over a longer term... What arethey to do? Some times you have to commute to keep overhead low, rent away fromwork could be much cheaper than close to work, so now you commute.

Now there is housing, this really chaps my behind, you can'tbuy a hole in the wall for $100k, unless you can fix it, how many kids can dothat? Not many, and they have to follow a building code that past generationsdidn't have to worry about being enforced. Older generations could have boughta farm for $30-40k A FARM now that’s 2 years mortgage now. Yes interest rateswere high then, but still the principle is so miniscule over 25yrs.

Consumer debt is totally different, there are lots of oldergenerations that are in the same boat because they don't keep track of money,they just swipe on debit, or a credit card, it's very easy to lose track ofcash if you don't carry physical cash.

Be too complicated to blame the boob with the paint can? Better to outlaw paint cans maybe, keep it simple for the stupids....

Quote:

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Originally Posted by Nismo

While I do not disagree with the way my fellow youngergeneration (I'm 30 btw) spend our money or charge things to credit, it's notall of us.


I was lucky enough tograduate college with a student loan under $10k because I worked 40hours a weekwhile in college; now many kids are lucky to graduate with less than $20k inloans, and not because they buy buy buy, it's what it costs now. Maybe theycould work like I did, and I’m sure many do, but grades suffer, and so does thesocial life, some kids don't understand that sacrifices need to be made for thefuture.

Here’s a little insight from our eyes:

A lot of the more "experienced in life" didn'tstart out in the work force with $20k in debt just to get a job that pays $40k,if they can find a job at all, people aren't retiring due to the more the oldergeneration buying $500k houses and are mortgaged to the hilt at 50-60, so whatare the younger kids to do? Work at McDonalds making $12/hr and still struggleto pay back the $20k loan? $12/hr won't cover that plus other living expenses.

How many kids can fix a lawn mower let alone a car? Backwhen the older generations started out, it was easy, not computerized, anyonecould fix it, so now the kids are stuck buying an older car that’s going tobreak down constantly, that they can't fix and are stuck paying $90/hr plusparts... Or they buy a new one and finance it over a longer term... What arethey to do? Some times you have to commute to keep overhead low, rent away fromwork could be much cheaper than close to work, so now you commute.

Now there is housing, this really chaps my behind, you can'tbuy a hole in the wall for $100k, unless you can fix it, how many kids can dothat? Not many, and they have to follow a building code that past generationsdidn't have to worry about being enforced. Older generations could have boughta farm for $30-40k A FARM now that’s 2 years mortgage now. Yes interest rateswere high then, but still the principle is so miniscule over 25yrs.

Consumer debt is totally different, there are lots of oldergenerations that are in the same boat because they don't keep track of money,they just swipe on debit, or a credit card, it's very easy to lose track ofcash if you don't carry physical cash.

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I hope you don't vote Liberal because if you think you have it bad now ! Lots of opportunity for the young generation and my kids are proof of it. It's all about education, making connections with the right people, seeing opportunities when most of the time they are usually right in front of you and being a creative thinker.

Good Luck

Quote:

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Originally Posted by Nismo

While I do not disagree with the way my fellow youngergeneration (I'm 30 btw) spend our money or charge things to credit, it's notall of us.


I was lucky enough tograduate college with a student loan under $10k because I worked 40hours a weekwhile in college; now many kids are lucky to graduate with less than $20k inloans, and not because they buy buy buy, it's what it costs now. Maybe theycould work like I did, and I’m sure many do, but grades suffer, and so does thesocial life, some kids don't understand that sacrifices need to be made for thefuture.

Here’s a little insight from our eyes:

A lot of the more "experienced in life" didn'tstart out in the work force with $20k in debt just to get a job that pays $40k,if they can find a job at all, people aren't retiring due to the more the oldergeneration buying $500k houses and are mortgaged to the hilt at 50-60, so whatare the younger kids to do? Work at McDonalds making $12/hr and still struggleto pay back the $20k loan? $12/hr won't cover that plus other living expenses.

How many kids can fix a lawn mower let alone a car? Backwhen the older generations started out, it was easy, not computerized, anyonecould fix it, so now the kids are stuck buying an older car that’s going tobreak down constantly, that they can't fix and are stuck paying $90/hr plusparts... Or they buy a new one and finance it over a longer term... What arethey to do? Some times you have to commute to keep overhead low, rent away fromwork could be much cheaper than close to work, so now you commute.

Now there is housing, this really chaps my behind, you can'tbuy a hole in the wall for $100k, unless you can fix it, how many kids can dothat? Not many, and they have to follow a building code that past generationsdidn't have to worry about being enforced. Older generations could have boughta farm for $30-40k A FARM now that’s 2 years mortgage now. Yes interest rateswere high then, but still the principle is so miniscule over 25yrs.

Consumer debt is totally different, there are lots of oldergenerations that are in the same boat because they don't keep track of money,they just swipe on debit, or a credit card, it's very easy to lose track ofcash if you don't carry physical cash.

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Ah-h-h, to be young and idealistic again. Welcome to LIFE. LOL

Nizmo, you've identified many of the problems, now take Yellow Dog's advice and find some solutions? Putting yourself further into debt to do/have what you think everyone else is doing or has, is certainly not the solution. Don't let everyone else's problem become yours. And don't let liberal ideology of being everything for everyone, cloud your mind. Stand up for yourself and carve out a life.

One wonders why the cost of an Education has soared so much.

Is it possible the only people benefitting from todays largely useless pieces of paper that society thinks is the be all and end all, is those employed in it?

I don't have to find solutions, I have a great job in power generation, in the trades, i did my homework, and I do not vote liberal. Idealistic has nothing to do with it, everyone has lost the true sense or reality.

I can also guarantee I am more set up than yellow dogs kids. We can compare pay stubs if needed.

The amount of people that want to give advice here for old world problems is unreal, sorry I will not take political advice or career advice from you people.


Sent from my iPhone using Tapatalk

Quote:

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Originally Posted by Nismo

I don't have to find solutions, I have a great job in power generation, in the trades, i did my homework, and I do not vote liberal. Idealistic has nothing to do with it, everyone has lost the true sense or reality.

I can also guarantee I am more set up than yellow dogs kids. We can compare pay stubs if needed.

The amount of people that want to give advice here for old world problems is unreal, sorry I will not take political advice or career advice from you people.


Sent from my iPhone using Tapatalk

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Don't get yer knickers in a knot there young fella. Your first post in this thread was full of excuses and it appeared they were your excuses? If you're doing fine, that's great! Keep paying that CPP so I can get my pension going for next year!

No knots here, they were not excuses, but I was hoping that it might bring to light the struggles the younger generation has to deal with today because past generations have screwed it up for them. Sometimes you have to read a little more into things rather than write them off as this kid is an excuse maker, and complainer, but older generations have had it so much harder right? ;)


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Quote:

---

Originally Posted by Nismo

I don't have to find solutions, I have a great job in power generation, in the trades, i did my homework, and I do not vote liberal. Idealistic has nothing to do with it, everyone has lost the true sense or reality.

I can also guarantee I am more set up than yellow dogs kids. We can compare pay stubs if needed.

The amount of people that want to give advice here for old world problems is unreal, sorry I will not take political advice or career advice from you people.


Sent from my iPhone using Tapatalk

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The last thing my children look at is how big a paycheck is at the end of the day. I raised them better than that and it's there contribution to society is most important by making a difference in peoples lives. They understand the money will come in time by connecting with people and building relationships. It would be a sad life if money was the only goal while being on this planet for such a short time.