I bought a new 1895G in early 2015. The fit and finish is excellent and it functions well so far. The only thing it doesn't like to cycle is the Hornady Leverevolution as the case length is a bit shorter and the gummy tip wants to catch before chambering. I have around 4 boxes of shells through it so far and have carried if for two deer seasons. Unfortunately I haven't had the chance to shoot at a deer with it yet but I've loaded and unloaded it quite a bit over those weeks with no issues.
If you decide to go new just hand pick yours from a store rather than ordering.
The action still feels pretty "new" compared to my older lever guns but I think it will smooth out with use.
Oh and I should add that it's pretty accurate with everything I have tried in it so far. I managed about a 2" group at 100 yards with peep sights and 405 grain CoreLokts.