It depends on your body size. At 6'2" (240lbs.) I don't have a lot of options. The Mustangs fit snug around the arms and don't ride up when zipped and buckled. Some PFD's have a crotch strap. I can't see them being very comfortable,though.
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I wonder if they make PFDs specifically for pregnant ladies...my body shape has morphed into something that is closer to a women 8 months along......no wonder it rides up to my chin when I sit..LOL...
edit add: apparently they do....looks about right :)
https://www.lifejacketadvisor.com/wp...st-reviews.jpg
My boat isn't registered and we don't go in huge lakes. I can still swim just not as comfortable as I use to be. Just have to be strong enough to make sure I can be sure to get my son to safety if it ever happened. Some of the lakes I fish are less then 10 ft deep and I am never more then 75 yards from shore. But there are a few I go on where I maybe half a km off the shore. I don't trust myself as much now.