MIS-Adventure on the road.

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Originally Posted by Fisherman

In my incident the transport truck was disabled about about a 100 meters from where the U joint was laying in the road.

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You sure it was a U-joint? Even on a transport truck the U-joints are not much bigger the an average sandwich.

I am just thinking your talking about something bigger.

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Originally Posted by Snowwalker

You sure it was a U-joint? Even on a transport truck the U-joints are not much bigger the an average sandwich.

I am just thinking your talking about something bigger.

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Oh it was a U joint all right, after I rolled over and semi launched, the damm thing rolled over to the side of the highway, (east bound 401 where DVP joins. I had to stop and check my damage. I can tell you that thing is at least 9-10 inches in diameter, a car will hit it, a pick up might get lucky if you go over between the pumpkin and tire.

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Originally Posted by Fisherman

Oh it was a U joint all right, after I rolled over and semi launched, the damm thing rolled over to the side of the highway, (east bound 401 where DVP joins. I had to stop and check my damage. I can tell you that thing is at least 9-10 inches in diameter, a car will hit it, a pick up might get lucky if you go over between the pumpkin and tire.

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This is a U-joint( Universal Joint)
Attachment 38887
It goes between two of these yokes in drive shaft or axle.
Attachment 38888

Did you hit a section of drive shaft?

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Originally Posted by Snowwalker

There is what is called a No-Fault accident. There was damage and an insurance claim, but there is no fault assigned to any party.

It would be like you parked at the store and your car rolled forward and bumped another car. They look at the parking brake and see that the cable broke and the transmission was in park.

Since you did everything correctly your not at fault, but you still have to pay( Your insurance pays out) for the damage to the other car.

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No fault means that each insurance pays for their own car.

What would have happened would have been a determination from the cops, you probably would not have been charged but since your vehicle caused it then their insurance company would have sued your insurance company, even if not in the courts, and went for at least a percentage of the money they paid out to fix the car for their client.

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Originally Posted by Snowwalker

This is a U-joint( Universal Joint)
Attachment 38887
It goes between two of these yokes in drive shaft or axle.
Attachment 38888

Did you hit a section of drive shaft?

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No, not the drive shaft. It was the complete yoke, both sides with the U joint inside that had sheared off from the drive shaft.

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Originally Posted by Fisherman

No, not the drive shaft. It was the complete yoke, both sides with the U joint inside that had sheared off from the drive shaft.

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Ok. That is kind of what I pictured from your story. There is a two piece drive shaft that goes between the two drive axles, and is only about three feet long. If one end comes bolted it slides apart and falls on the ground.

This is what I hit, not fun on the 401.

https://parts.mdcarrierwrecker.com/v...0000132-2T.jpg

I once hit debris on a road in Toronto. Damaged the front of my car. I gathered up the stuff and found it to be equipment used by hydro crews who it so happens has a depot near where I hit the stuff. I call the office and complain about the damage and that they should remind their crews about making sure that they secure their loads. I get passed off to the utility's insurance company. So after jumping thru their hoops I'm told that upon completion of their investigation I have no grounds for a claim. Funny part is they never came to inspect my cars damage or look at the evidence I had picked up off the road , not to mention make sure nobody else hits the stuff. I cry foul and the investigator passes me over to her boss. Same b.s. . The marvels of technology is you can find out all kinds of info … like who his boss is. A quick email to him in regards to my claim and questioning their ineptness as to how to do a proper investigation as to the fact that nobody came to see my car or the evidence. Within days I received a phone call loaded with Sirs and Mister LongPointers and apologies and that a cheque is in the mail to me. I chucked the other stuff but still have the linesman bucket and use it to haul stuff up to my tree stand.

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Originally Posted by Fox

No fault means that each insurance pays for their own car.

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Not the same as car insurance. Lets say your car is parked beside my trailer. Now the load of pipe I am carrying has a loose strap so I am tightening it and well doing that I break your side window. We exchange info and my company pays for your window to be replaced.

It's a Poop happens, we'll fix your car insurance.

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Originally Posted by Snowwalker

Not the same as car insurance. Lets say your car is parked beside my trailer. Now the load of pipe I am carrying has a loose strap so I am tightening it and well doing that I break your side window. We exchange info and my company pays for your window to be replaced.

It's a Poop happens, we'll fix your car insurance.

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Yes, that is the way they do it to keep the cost down. The tow truck driver that had this part fly off it did that too, if there was a claim for 6 cars against that company they would lose their insurance and probably be out of business.