Boat is listed under my house insurance with a separate rider. A couple of my firearms are also listed because the replacement would exceed what would be allowable by standard house insurance.Quote:
Originally Posted by Woodsman
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Boat is listed under my house insurance with a separate rider. A couple of my firearms are also listed because the replacement would exceed what would be allowable by standard house insurance.Quote:
Originally Posted by Woodsman
Unless things have changed, you do not need insurance or plates if the ATV is operated on your property (ie a farm).Quote:
Originally Posted by greatwhite
I insure my toys with liability, comp, and fire/theft. I don't insure for collision, and figure I'll just take on the chin if I ever total something. I insure a road bike, ATV, UTV, and snowmobile and my cost is around $1000 a year.
That is correct, I use to drive my skidoo on my friends farm land 500 ac. But to go off private you need insurance.
Quote:
Originally Posted by delmer
Actually that is not correct.Quote:
Originally Posted by greatwhite
If you don't own or occupy the land you require insurance.
Just because it's your friends property does excuse you from legally needing insurance.
Will you get caught? Most likely not but if an accident occurs and the police get involved expect to be nailed.
If you are going to correct someone’s post, at least be correct !Quote:
Originally Posted by Woodsman
What is wrong?Quote:
Originally Posted by rick_iles
rick-iles actually you may be correct under the MSVA Act owning the land isn't mentioned. Just that the snowmobile must be owned by the occupier of the land.
Insurance
12 (1) No person shall drive a motorized snow vehicle unless the vehicle is insured under a motor vehicle liability policy in accordance with the Insurance Act, and the owner of a motorized snow vehicle shall not permit any person to drive the vehicle unless the vehicle is so insured. 2000, c. 30, s. 6 (1).
Production of evidence of insurance
(2) The driver of a motorized snow vehicle who drives or permits the driving of the motorized snow vehicle shall, upon the request of a police officer or conservation officer, produce evidence that the vehicle is insured under a motor vehicle liability policy in accordance with the Insurance Act. 2000, c. 30, s. 6 (1).
Offence for failure to have insurance
(3) Every person who contravenes subsection (1) is guilty of an offence and on conviction is liable to a fine of not less than $200 and not more than $1,000. 2000, c. 30, s. 6 (1).
Offence for producing false evidence
(4) Every driver of a motorized snow vehicle who produces false evidence when required to produce evidence under subsection (2) is guilty of an offence and on conviction is liable to a fine of not less than $200 and not more than $1,000. R.S.O. 1990, c. M.44, s. 12 (4).
Exemption
(5) This section does not apply to a person driving a motorized snow vehicle on land occupied by the owner of the vehicle. R.S.O. 1990, c. M.44, s. 12 (5).
I don't leave home without it, boat and ATV.
Yeah I'll take my chance on private land.
Insurance wise for off private land I just have the basics where it is required. I don't have theft on any of my equipment except my truck which has full coverage (They gave me full coverage for an extra 10 bucks a month).
When I do leave equipment behind we either chain stuff together, hide it or bring it with us. I never use to lock anything but have read enough stories on here of people having their stuff stolen that we started taking extra protection.
Quote:
Originally Posted by Woodsman
Boat and ATV insured, you just never know.