Why it was done doesn't matter. It was done. And so to require dealers to keep such records would be a change in the law, contrary to your earlier statement that these things were already on the books.
We don't know that, because the details are not available. It's one of the big fishy questions hanging over that platform.
But again, that doesn't matter. The point is that you are saying this is already on the books. But to enhance what we have means to change what's on the books, by definition.