Maybe you could look for a job with MNR. Or MTO. Now there's job security for you.
Printable View
Maybe you could look for a job with MNR. Or MTO. Now there's job security for you.
up north sure, but down here south in GTA. good luck with anything decent without connections. if the hands are greased enough you might just slip in. honesty and integrity has gone out the window since my first real employment in 2006 from my observation.Quote:
Originally Posted by sawbill
I was being sarcastic. The MNR in the north has been decimated in almost all of its services--district and field offices closed, over the counter services gone to service centers, parks closed or privatized, fire crews cut back and recycling privatized, timber managed by timber companies, commercial fur management gone, and the list goes on and on in just about every government organization--federal provincial and municipal. Yet there are guys here who still insist their salaries and pensions are above that of industry and job security is a done deal.
Sawbill, thats but one area and I surely hope you recall how many times I have pointed that out as well. If we want current "proof", look no further than Nurses being laid off throughout Ontario this year.....Again the word is "better" security.
That said, why are nurses being let go? Because theres no money. Why is there "no" money? Lots of reasons, one of which is because the province already loses 55% ( or roughly 70 billion) to salaries and benefits. Why has the province run big deficits for the past 13 years? Well in part because so much of the pie goes to salaries and benefits (and only 35% left for the "beef') they end up having to borrow for
Infrastructure...or sell off crown assets...
But at the end of the day, if "PS" cost less maybe we wouldn't have to lay any off, maybe we could actually hire more. Look at the Education strikes the past year.. "no Money"...Well maybe if the cost for teachers were less, the education budget would have room for more teachers and thus smaller class sizes.
AKA maybe if PS cost a little less ( say 50 billion) we could actually hire more...teachers, more LEO, more Nurses, more Drs, more bean counters...
http://www.employmentprofessionalsca...-mean-for-you/
Now thats 2013, anyone wonder how it stacked up say between 2008-2011 (worst of the recession)?Quote:
[COLOR=#343434]In 2013, 3.8 percent of Canadians working in the private sector lost their jobs. This compares to 0.8 percent of government employees.
Consider also that when big chunks of private are losing jobs and/or seeing income losses. Unemployment reports only look at changes in the unemployed numbers...If 10 people lose jobs, but 7 of them find jobs, the unemployment numbers improve. How many of those 7 take lower paying jobs.....................
Those in PS? It keeps growing...so the "private" side of the teeter totter goes down, the public stays the same or goes up ( See raises based on years service)....over a few decades how does that affect things as well?
Going to try something. It's for illustrative purposes only. It's not gospel and it's certainly not to be considered as holding true everywhere.
Lets assume two people. Lets assume they both manage to hold onto their jobs their entire careers. Don't forget, 30-40-50 years ago the world was very different. Back in those days, the world wasn't as scary and most people did work 20 years for the same employer.
A few months ago there was an ad for Conservation Officers posted here on OOD. It said renumeration was around $1,200/week. That works out to $62,400/year. Not bad. Certainly not going to be driving Hummer/Porche numbers, but compared to the mean, far better.
So lets find someone in private who gets paid the same. 60,000 to 65,000. Many of the people I work (worked as past tense) with would likely fall into that. The Co has good benefits, so does the "banker". The Co has a Pension, the banker....not so lucky.
Conventional Wealth management advice would say to both. You want 60% of income in retirement years to keep the same lifestyle.
$38,000.
CPP and OAS will contribute $12,000 (just guessing).
$24,000 per year is the difference.
How much do they need to save during their working years?
$357,000
No idea what a COs pension pays per year. But lets assume, (just to keep numbers easy) it's $1,000/month or $12,000/year. If the CO draws $1,000/month thats $178,000 cost to the province for one "CO"
So how much does the CO have to save over their 25 year career in order to retire?
CPP and OAS $12,000
Pension $12,000
Shortfall $14,000 (goal of $38,000/year in retirement income).
$208,000
So both the "banker" and "Co" earn $63,000. Both go their entire careers with the same employer.
The CO will want to save $200,000
The Banker wants to save $357,000
Thats a difference of roughly $6,000 per year ( 157,000 / 25 ).
Not sure how many people who earn $60,000 a year are able to save $6,000 each year.
******************
Personally, despite being significantly better off ( Same pay, better job security, and pension) I don't think it's the "COs" within public service that's costing tax payers an arm and a leg.
The problem is the system isn't anywhere near realistic anymore. The PS pension plans were never designed to pay benefits for 20-30 years in some cases. With aging demographics and a shrinking pool of contributors we can't afford to have people on tax payed pensions for almost as long as they worked. You can't work for 30 years and then collect for 25 years of retirement. We just can't afford that and nobody can deny that. We can't keep increasing the debt at some point there will be blood letting. Interest rates, North Korean nuclear strike....who knows? There will come a day when the money will run out. The present PS pension system is just no longer sustainable.
And that's why she wants the Ontario Pension Plan ... she needs more money.
Anybody with a brain knows that. It's nothing but a big fat pool of cash she can use to expand the PS and her voting base. "Infrastructure, Climate Change, Pension plans" are nothing but smoke and mirrors to con the weak minded out of huge amounts of disposable income.Quote:
Originally Posted by MarkB
Quote:
Originally Posted by terrym
Who says it is "disposable".... more likely it is money to pay for renovations, sports and education (hence the tuition freebee), retirement, debt (probably the biggest one with mortgage and tuition). I know one die hard liberal that bought his house over 25 years ago and his renegotiated, renegotiated, consolidated debt... mortgage is now $30,000 more than he bought the house for. He doesn't seem to view the chains that the debt have him tied with and make any austerity efforts to eliminate it. Even those that want to probably can't when you start pilling on the taxes, electricity increases and now ORPP and throw in the companies that will reduce hiring or leave and the 25,000 (50,000????) Syrian refugees and immigration talking 300,000 this year.
No kidding Mosquito. As always I like, or prefer to put things into perspective.
ONT/CDA. MEAN DUO income: $75,000.
Anecdotally
"tax freedom day" Falls in June. So slightly less than half a year.
There are studies that report the average Canadian loses/spends.
43% taxes
40% housing, food, clothing.
So if your "middle class", earning the national average, or somewhat above. Lets use those "COs/Banker" types.
Annual gross salary: $65,000 for the typical working stiff but above the means/averages.
After tax take home: $37,050
Necessities: $26,000 (65,000 x .40)
Disposable: $11,050.00
$11,050 per year in "disposable" income.
How much has Hydro, taxation, land taxes, fee's gone up in the past 2-3 years?
How much are they supposed to save, so they to, one day can retire..oh yeah $6,000/year
Oh and lets not forget ORPP. 2%...or ($1300.00 less)
oh and lets not forget families (aka duo income) of greater than 50,000..well your kids post is going to cost more..
Oh and lets not forget Carbon Taxes....
Compare that say to a public servant who earns anywhere between 60,000 and 80,000. And has a DBP..
Compare that to those on the sunshine list (which has exploded in the past 8 years). And has a BDP paying a heck of a lot more for 15-25 years.
And people wonder why since the 60s when big brother really took off, where the money goes and why the middle class is shrinking...
And people wonder why the middle class, especially those in private who these days statistics say will lose or change jobs..4x..who can't save for retirement (see Cries to enhance CPP, or bring an ORPP)...have no sympathy, or animosity towards many in PS. Especially here in Ontario where they are in large part responsible for this admin.