Common Scams

Just a reminder to be careful when it comes to scams.
I just lost $2000.00 to a "refund scam"

I used someone for 2 years to fix my computer when necessary. I got an email saying I've paid too much , and they want to refund some money.... common scam I've learned ; I was stupid.
Of course they needed access to my bank account , so I gave them the number. :silly:
They returned some money , so it looked legit for a day or two.

Of course the bank can't help as I gave out the number.

Here are some known scams:

https://www.bmo.com/pdf/protecting-y...65EDB1-MMBMO19

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Originally Posted by Sharon

Just a reminder to be careful when it comes to scams.
I just lost $2000.00 to a "refund scam"

I used someone for 2 years to fix my computer when necessary. Trusted them.
I get an email saying I've paid too much and they want to refunds some money.... common scam I've learned ; I was stupid.
Of course they needed access to my bank account , so I gave them the number. :silly:
They returned some money , so it looked legit for a day or two.

Of course the bank can't help as I gave out the number.

Here are some known scams:

https://www.bmo.com/pdf/protecting-y...65EDB1-MMBMO19

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This happens far too often to the elderly.

The bank should have mentioned you can get two factor authorization for access and transfers, in a nutshell it means any access or transfer must be approved by two different devices (ie a computer and an access code sent to a cell phone), or two different people (ie double signatory), we use it at work now for all transactions. My predecessor got scammed $500k when they took control of his computer remotely. We traced the funds back to one of the tropical islands that is a tax shelter then we lost it from there.

Yes the bank did suggest that which I have done. Thanks.

Sorry to hear you were scammed. Thanks for the link. It's a good reminder to remain wary.

Thank you for saying that; I needed to hear that.

We’re seeing this stuff at work too. Last year a scammer intercepted on of my emails and tried to get our company’s payments routed their way. Have to be vigilant in so many ways these days.

Everyone is fair game for scammers. A friend of my daughter does photography, and was hired to do an event. She received a cheque in the mail a couple days before the event, and it was written for significantly more than the agreed upon price. She contacted the sender, who told her the event planner had inadvertently overpayed her, and she could keep the cheque, but they requested an e-transfer for the overpayment because they needed the money to pay another vendor. She refunded the difference, and on the day of the event arrived at an address to find she had been duped. There was never any event planned, and of course the cheque she received and deposited bounced. Another victim of the overpayment scam.

Makes me see red when these things happen. Sorry it happened to you Sharon.

Mr bro got the call from some scammer that he owed $4K to CRA and they would "accept" $4K in gift cards, he gave them the Pierre Trudo fuddle duddle. I keep training him for his own good.

We've been literally deluged with fake phone scams and spam e-mails about credit card entries for years. We had an Amazon account with an internet-use-only credit card (low limit/unlinked) left on their file for quick reference since 2014. Since then,that credit card has been hacked at least,6 times with amounts ranging from $200 to $4K. Each time,our M/C carrier reversed the charges and contacted Amazon about the fraudulent use. A week before last Christmas,a package arrived from DHL containing a child's action toy figure and a Garmin GPS watch......to the tune of just under $1K charged to the on-line CC. The package had my name and address and when I checked,a charge was present on the CC. The only problem was,we didn't order it. No record of the order could be found on hard drive searches. Where it came from is open to conjecture,but,M/C Security verified the IPS address as coming from another account within 200M of us. I have my suspicions,but,nothing concrete enough to nail down. In the meantime,our passwords have all been changed with no further incidents. Amazon refused a return basically saying "You have the merchandise,we have your money,so,bugger off". No problem,I cancelled our account and deleted all data. The strange thing is that ever since,the phone calls have stopped and there's been no further hacking attempts. Some things just make you go H-m-m-m-m.

Nortan Security has been recent one for me. If your comfortable with it do you have there number. I could send it to someone who will jam there phone line, which will shut them down for a while .

Also sorry this happened to you, this happens way too much. These people unfortunately target seniors, and take advantage of the fact that they grew up trusting people. Don’t know how they sleep at night .

I keep getting nasty grams from the federal Gouvernement. They are asking me to pay back my CERB $. I think it's a scam. I told them take it from my tax return if you want it back... lol

BTW I have been paying my taxes and EI contributions for 41 years +. So I figure I have paid for my own CERB several times over and never once used it so they can go and pound salt!

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Originally Posted by bellerivercrossbowhunter

I keep getting nasty grams from the federal Gouvernement. They are asking me to pay back my CERB $. I think it's a scam. I told them take it from my tax return if you want it back... lol

BTW I have been paying my taxes and EI contributions for 41 years +. So I figure I have paid for my own CERB several times over and never once used it so they can go and pound salt!

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LOL They are the last folks I would go and tell to go and pound salt. They have the power to go and pound your bank accounts if they want.

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Originally Posted by Gilroy

LOL They are the last folks I would go and tell to go and pound salt. They have the power to go and pound your bank accounts if they want.

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We have to pick and choose our battles. CRA authority is all-encompassing,more than any other quasi-judicial or judicial entity in Canada. It never pays to poke the bear. Any CRA bureaucrat can wipe someone out,financially,with the stroke of their pen.

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Originally Posted by hunter06

Nortan Security has been recent one for me. If your comfortable with it do you have there number. I could send it to someone who will jam there phone line, which will shut them down for a while .

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Yes. I have good security and don't need Norton. Yet it seems impossible to get rid of it.

Sorry to hear what happened it happens far too often. They call me all the time say my credit card has charges, but I don't have a card that I'm aware of lol.

People are even dressing up as utility workers knocking on the front doors.



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Quote:

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Originally Posted by Gilroy

LOL They are the last folks I would go and tell to go and pound salt. They have the power to go and pound your bank accounts if they want.

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Let them pound sand lol.

Comes down to that eh be a good boy or girl or bann you access to your banking.

Can't wait for more regulations to kick in we know it's coming.

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Originally Posted by fishfood

Let them pound sand lol.

Comes down to that eh be a good boy or girl or bann you access to your banking.

Can't wait for more regulations to kick in we know it's coming.

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They will not be coming at you for no reason, remember any action could end up in Court. Unfortunately you end up facing a federal Prosecutor in front of a Federal judge from what I understand, they probably by this time already have your money and now your paying for a lawyer. Yes better to be a good boy. IMHO

I do not shop or bank online but still get stooges trying to con me over the phone or via emails from places I never ever shopped at before or banks that I never dealt with. If I can I will jerk them around by tying up their time on the phone that way they are not hasseling someone who may fall for the scam. As for emails ? I just delete them right away, never open them ! Unfortunately con men have been around since the dawn of time and with all this technology/social media/online shopping they just see it as easy pickins !

Caveat Emptor

General rules to avoid getting scammed. Never tell anyone who you are or what your account number is. If they are actually from the company they say they are they will already know this. Never give someone you credit card over email, never give someone your credit card before confirming that they actually belong to the company. Ask them how you know they are actually from the company they say they represent, If this makes them angry hang up, they are a scam. If you’re not sure, call the company by there listed number online and verify that the pro on the phone represent them.