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May 3rd, 2020, 07:25 PM
#1
Yes or no to insurance
Who here has insurance on all their toys? Boat, atv ,snowmobile... new purchases or used goods.
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May 3rd, 2020 07:25 PM
# ADS
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May 3rd, 2020, 07:28 PM
#2
I sure do on my boat and ATV. The ATV must be covered by law the same as any other vehicle for use on public roads and trails,the boat is covered for PL&PD in case I screw up at a launch.
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May 3rd, 2020, 07:33 PM
#3
Originally Posted by
trimmer21
I sure do on my boat and ATV. The ATV must be covered by law the same as any other vehicle for use on public roads and trails,the boat is covered for PL&PD in case I screw up at a launch.
Same here....wouldn’t leave home without it !!
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May 3rd, 2020, 07:36 PM
#4
Just fire and theft on my stuff. All mine are old relics now, just ride private land too.
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"If guns cause crime, all of mine are defective."
-Ted Nugent
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May 3rd, 2020, 07:37 PM
#5
Sounds like a silly question, maybe I am wrong but doesn't everyone have insurance coverage on all their toys?
"Everything is easy when you know how"
"Meat is not grown in stores"
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May 4th, 2020, 04:44 AM
#6
Originally Posted by
fratri
Sounds like a silly question, maybe I am wrong but doesn't everyone have insurance coverage on all their toys?
No legal requirement for boats. Some marinas/docks require it though. It will almost likely be required if you are paying off a loan on the boat.
Atv's and snowmobiles require insurance if used anywhere other than property you own or occupy.
_____________________________________
Living proof that "beer builds better bellies".
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May 4th, 2020, 09:12 AM
#7
You have to have insurance on your ATV and it must have a plate.
Boats don't have to but if you owe money on it probably something you should have.
"This is about unenforceable registration of weapons that violates the rights of people to own firearms."—Premier Ralph Klein (Alberta)Calgary Herald, 1998 October 9 (November 1, 1942 – March 29, 2013) OFAH Member
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May 4th, 2020, 09:45 AM
#8
Wouldn't be without it either, had storage shed collapse with snow load at end of March 2014 (got an unexpected dump of about 8" wet snow overnite) wrote off my Honda atv, 16 foot boat (salvaged 40 hp 4 stroke motor and trailer) 2 chain saws, various fishing poles and reels and a bunch of other stuff. Insurance adjuster came and had a look, quoted a price which I refused but they came up with a much better offer which I accepted. Ended up with new shed and bunch of cash for wrote off items. Other than inconvenience of rebuild it was a boneless experience with insurance co. and I was happy with results of claim.
Hope for the best, prepare for the worst!
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May 4th, 2020, 11:00 AM
#9
Liability is a big thing......things can go wrong pretty quickly, and there’s no shortage of lawyers that will initiate a claim !!
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May 4th, 2020, 11:23 AM
#10
Originally Posted by
rick_iles
Liability is a big thing......things can go wrong pretty quickly, and there’s no shortage of lawyers that will initiate a claim !!
That is my thinking too... Can`t have enough now days...
"Everything is easy when you know how"
"Meat is not grown in stores"
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