-
August 12th, 2020, 11:21 AM
#41
Has too much time on their hands
Google for insurance companies in the general area of your cottage. That's what they deal with. Ask a few locals in the area. It pays to shop around to get a fair price and coverage that works for you.
-
August 12th, 2020 11:21 AM
# ADS
-
August 12th, 2020, 12:29 PM
#42

Originally Posted by
LiveBates
Remember when purchasing, either get the WETT certification or have the owners certify it before closing.
I'll ask them if it was ever certified, but if it isn't, they won't want to do it. My insurance told me that if it isn't I have to get it certified or disconnect it. If I have to get it certified, I will, since it's a fairly nice cook-stove.

Originally Posted by
greatwhite
Had the Fire Dept out to check mine and they said it was the best installation they had seen.
Now I know who to ask if I need a hand ;-)
-
August 12th, 2020, 12:56 PM
#43

Originally Posted by
rf2
I'll ask them if it was ever certified, but if it isn't, they won't want to do it. My insurance told me that if it isn't I have to get it certified or disconnect it. If I have to get it certified, I will, since it's a fairly nice cook-stove.
Now I know who to ask if I need a hand ;-)
If you have any issues with insurance I use a rural cooperative insurance company and they have no problems with a wood stove. WETT installation does not have to be done by a certified person, it just has to be correct. Look up the definition of WETT installation and have the documentation on the stove, if there are no dimensions on the stove then there are defaults that need to be checked. We had a stove that was not WETT installed but could be upgraded to be legal with the simple addition of a heat shield to all combustibles, so that is what we did.
My current insurance company just needed pictures with a tape measure to verify the dimensions as they were not going to come out to the camp to take their own.
-
August 12th, 2020, 01:08 PM
#44

Originally Posted by
Fox
If you have any issues with insurance I use a rural cooperative insurance company and they have no problems with a wood stove. WETT installation does not have to be done by a certified person, it just has to be correct. Look up the definition of WETT installation and have the documentation on the stove, if there are no dimensions on the stove then there are defaults that need to be checked. We had a stove that was not WETT installed but could be upgraded to be legal with the simple addition of a heat shield to all combustibles, so that is what we did.
My current insurance company just needed pictures with a tape measure to verify the dimensions as they were not going to come out to the camp to take their own.
Thanks for the info!
-
August 12th, 2020, 03:49 PM
#45
Wett Guy doesn’t have to be that bright my guy fell of my roof
-
August 28th, 2020, 09:02 AM
#46

Originally Posted by
rf2
I'll ask them if it was ever certified, but if it isn't, they won't want to do it. My insurance told me that if it isn't I have to get it certified or disconnect it. If I have to get it certified, I will, since it's a fairly nice cook-stove.
Now I know who to ask if I need a hand ;-)
The WETT certificate covers the installation end of things but your stove requires either a ULC or CSA approval. Older stoves don't have those certifications and as far as I know there's no way to get them certified. You see some very nice stoves selling for peanuts because they aren't ULC/CSA approved.
-
August 28th, 2020, 09:43 PM
#47

Originally Posted by
DanO
The WETT certificate covers the installation end of things but your stove requires either a ULC or CSA approval. Older stoves don't have those certifications and as far as I know there's no way to get them certified. You see some very nice stoves selling for peanuts because they aren't ULC/CSA approved.
Our insurance company will use default clearances if no CSA/ULC tag is on the stove, I believe you need 4' clearance without any heat shield in that case.
-
August 29th, 2020, 01:35 AM
#48

Originally Posted by
Fox
Our insurance company will use default clearances if no CSA/ULC tag is on the stove, I believe you need 4' clearance without any heat shield in that case.
I think your right..I always thought it was 12" if it wasn't a certified stove, but the code doesn't seem to make the differentiation.
When a I installed mine I put up a metal heat shield behind it and that reduced it by 1/2 .
THE ONTARIO BUILDING CODE | CLEARANCE TO COMBUSTIBLE FRAMING
9.22.9.3. Clearance to Combustible Framing
(1) Not less than a 100 mm clearance shall be provided between the back and sides of a solid fuel-burning fireplace and combustibleframing, except that a 50 mm clearance is permitted where the fireplace is located in an exterior wall.
(2) Not less than a 50 mm clearance shall be provided between the back and sides of the smoke chamber of a solid fuel-burning fireplace and combustibleframing, except that a 25 mm clearance is permitted where the fireplace is located in an exterior wall.
edit add: see there is a lot of conflicting information..this website (Canadian ) says it can be as high as 48".
It is a good idea to avoid uncertified stoves for serious heating because their safety and efficiency are likely to be inferior and many insurance companies refuse to cover houses containing them. Also, because they have not been tested, their performance is unknown, so the minimum required clearances to combustible material are very large: 1200 mm (48 in.) for radiant stoves and 900 mm (36 in.) for stoves surrounded by jackets behind which convection air can flow.
https://www.woodheat.org/clearances.html
That chart on the website is where my insurance guy must have got the 12" ...67% of 36 " with heat shield
Last edited by MikePal; August 29th, 2020 at 08:29 AM.
-
August 30th, 2020, 05:39 PM
#49
Last edited by diverduck; August 30th, 2020 at 05:43 PM.