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Thread: atv shoping used

  1. #61
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    Quote Originally Posted by sawbill View Post
    Don, don't get too hung up on clearance or comparisons of clearance. 8 inches of clearance on a bike with longer wheel base or 7 inches of clearance on a shorter wheel base?? The difference is negligible.
    Just keep in mind where and what your bike will be used for and go from there. And you're right! The arguments are entertaining.
    Remember the clearance on a solid rear axle and an IRS(independent rear suspension)is missleading. Solid will not sag down like an IRS will when the rider and gear gets aboard. IRS soakes up the bumps very well for trail riding but for work can't beat the solid axle.

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  3. #62
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    3 different policy holders, likely 3 different companies. Apples & oranges. Call your insurance and have them quote you on those 3 sizes. Prices always rise with engine size. I pay less for insurance than my buddy and we have the exact same bikes. Are you really going to now say that insurance companies don't price by engine size now too?
    I’m suspicious of people who don't like dogs, but I trust a dog who doesn't like a person.

  4. #63
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    Quote Originally Posted by terrym View Post
    3 different policy holders, likely 3 different companies. Apples & oranges. Call your insurance and have them quote you on those 3 sizes. Prices always rise with engine size. I pay less for insurance than my buddy and we have the exact same bikes. Are you really going to now say that insurance companies don't price by engine size now too?
    You're a piece of work.... I'm sure there are many factors that affect price. How about you tell us all the absolute cheapest way the OP should go? Should he get a kids 90cc because the insurance is cheaper then a 250cc? Maybe get the 250 cc because insurance will be cheaper then a 400cc? Get the 400 cc because insurance will be cheaper then a 700cc? Get a 700cc because insurance will be cheaper then a 1000cc?

    I just told you about 3 bikes with a drastic size in engines, drastic age range and we all live in GTA and pay close to the same price for insurance, less then 10% difference between the 3 of us. Engine size should not be a factor when it comes to deciding with regards to insurance. We are not talking about Street bikes and Cruisers, we are talking about ATV's where engine size and insurance is a mute point....

    What do you want to argue about next????
    Aim Small, Miss Small

  5. #64
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    If you do any sport riding, ground clearance is everything. You'll discover this quickly enough as I did with my 2008 Artic Cat 700 TRV LE (two rider). Due to it's longer wheelbase and lower GC (9 inches I believe it was) I was getting hung up on everything because the TRV's have lower GC than the two rider Cats. I added a two inch lift and larger tires and what a difference in the way she goes over and through things. Now I have ground clearance but still maintain stability for steep inclines and descents due to the longer wheel base.

    Since 09 (when I purchased my machine used with 500 km's) my insurance has been $300 a year.
    Rick

  6. #65
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    robster Thank you I had not put much thought into the suspension. So as this would be an all around machine I think the solid axle would be the way to go. Yes I would be doing some ruff trails or no trail but it would only be enough to get me to an area to park and hunt or scout. Yes if I was constantly trail riding I think I may go the other way with independent but for the limited use of the machine I can put up with a bit of discomfort as well as less parts that could break. but if the independent would be better performing in ruff terrain and over hill and dale and logs and rock I would go that route. But once again I don't know these things.
    Never resent growing old, Many do not get the chance.

  7. #66
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    Quote Originally Posted by last5oh_302 View Post

    Since 09 (when I purchased my machine used with 500 km's) my insurance has been $300 a year.
    I pay $138.00/yr for my Big Bear. Liability,fire & Theft.
    I’m suspicious of people who don't like dogs, but I trust a dog who doesn't like a person.

  8. #67
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    Quote Originally Posted by last5oh_302 View Post

    Since 09 (when I purchased my machine used with 500 km's) my insurance has been $300 a year.
    Insurance on my 2012 Cat 700 Limited (bought new) is $304.92 a year for full.
    Aim Small, Miss Small

  9. #68
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    Quote Originally Posted by JeffBondar View Post
    You're a piece of work.... I'm sure there are many factors that affect price. How about you tell us all the absolute cheapest way the OP should go? Should he get a kids 90cc because the insurance is cheaper then a 250cc? Maybe get the 250 cc because insurance will be cheaper then a 400cc? Get the 400 cc because insurance will be cheaper then a 700cc? Get a 700cc because insurance will be cheaper then a 1000cc?

    I just told you about 3 bikes with a drastic size in engines, drastic age range and we all live in GTA and pay close to the same price for insurance, less then 10% difference between the 3 of us. Engine size should not be a factor when it comes to deciding with regards to insurance. We are not talking about Street bikes and Cruisers, we are talking about ATV's where engine size and insurance is a mute point....

    What do you want to argue about next????
    No point. Your arguments are getting weaker and weaker.
    I’m suspicious of people who don't like dogs, but I trust a dog who doesn't like a person.

  10. #69
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    Quote Originally Posted by terrym View Post
    No point. Your arguments are getting weaker and weaker.
    Great! Then stop arguing!
    Aim Small, Miss Small

  11. #70
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    Quote Originally Posted by terrym View Post
    I pay $138.00/yr for my Big Bear. Liability,fire & Theft.
    Well worth the extra 160 per year for a big bore!
    Rick

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